Saturday, January 23, 2010

The Great Paper Chase

The world of corporate credit has taken many turns since my last post. Many money sources have dried up but there is still money on the table. Here is a simple way to turn entry level credit into cash. It is a multi-stage plan but effective.
There are three corporate credit cards that you can turn into cash. More research is being done to find others.
1. Exxon/Mobil
2. Staples
3. Office Depot
Once you receive these you can go to the stores and use your credit card to buy Visa gift cards. Next you have to have a paypal account (www.paypal.com). You register the visa gift cards online and deposit them into your paypal account. You can transfer that money from your paypal account into a banking account. Get your papal account started ASAP.

In these economic tough times I thought that might be helpful.

Sunday, July 19, 2009

I have been to the mountain top...

and I have discovered the valley is littered with trash. In my continuous search to learn more about credit I discovered it is all an illusion perpetrated by bankers. Still you can use this to your advantage. I know I am using it to my advantage.

All loans are based on fraud by the banks. They never lend you their money or their credit. They lend you your credit which you give them when you sign an application. Your signature is infinitely valuable! It is illegal for banks to lend depositors money or the banks credit. I have dozens of cases that say so.

That leaves you as the person who is the source of the loan. The banks create the money on their books. They make you debt their asset and then multiply it by 10 and lend that money. And you thought Bernie Madoff was running a scam! He is a minnow in the ocean compared to the predatory bankers not to mention the biggest Ponsi scheme of all time called social security.

Banks losses from you not paying the loan back is on their books also. The constitution expressly forbids anyone but the congress from creating money but as illegal as it is that is what the banks and the federal reserve do.

It is fraud because the bank does not give the lender full disclosure. They never tell you that you are the source of your own loan! You can use this info to fix your personal credit. I'll go into that more, later.

To find out more on your own google the phrases "money mechanics" or "fractional banking".

Wednesday, February 11, 2009

With the credit crunch is now a good time to get business credit?

Many people are asking themselves the question "Is now a good time to go into business and can I still get business credit?"

The answere to that question is both complex and simple. I will answer both ways. The simple answer is yes it is a very good time to go into business for yourself and get business credit. How can I say that you ask? It is simple. The economy is in the toilet. If anyone tells you otherwise they are blowing smoke. The economy has taken damage from the top to the bottom and across every field. Jobs are being lost at record numbers. Your bank is here today and possibly gone tomorrow. That is the reality. I know because I had accounts with Washington Mutual and Bank of Wachovia when they announced they were crashing and burning.

With all the catastrophic eceonomic collapse I say it is good to open a business because you need a plan B now! If you do not have a plan B you do not have a plan! If the economy "sheds" your job what is your fall back position? This is a great time for a home or internet business if it requires low start up with potential for larger gains. Money is made in bad economies as well as good economies.

The law of abundance states that there will always be more than we can consume. That is a true fact. There have been trillions of dollars that have been lost in this globabl catastrophe. There will be more trillions evaporating over the coming year. Banks will close and companies will go out of business but there will be trillions of dollars still being pushed through the world everyday. Money is not going to stop being made. The trick is to position yourself in front of a need, market your service correctly, and fill that need.

You keep hearing about the credit freeze on the news. Let me tell you that the news loves reporting a disaster and creating fear. That is there business. There is no credit freeze. Lenders and creditors are not lending money as freely or massively as they were six months ago but money is still on the table for you to get.

I know this from experience. Companies are still sending me credit offers frequently. I still get preapproved credit offers begging me to sign up for personal and a business credit. As an example Capital One kept sending me preapproved offers for a personal credit card. I decided to sign up. I did not bother to activate it for a month and a half. They started calling me asking why I had not activated the card and then they wanted to make me aware of programs that would increase the cards credit limit and could they activate it by phone right then.
Office Depot sends me discounts and coupons to sign up for a business credit card on almost a weekly basis. I just received a new Mastercard for my corporation yesterday. Credit is still out there and they want you to have it.

Bank lending has gone down but it has not froze. When banks stop lending they go out of business. Their business is lending and making profits on that interest. It has to pick up or they have to pack up. It is that simple an equation. Banks are taking monumental losses but they have to keep playing the game and try to get out of the hole with more lending and purchasing of assets. Banks are like sharks. If they stop moving they die. Use this knowledge to your best advantage or ignore it and become another eceonomical statistic. The time is now because if you wait until things have gone bad it will be too late.

You can purchase my ebook on building business credit for $49.95 and start your plan B now. Goto http://www.rkhorizonenterprises.com/

Friday, September 5, 2008

If you have a pulse and a place to live you can

qualify for business credit. When you break it down those are the two basic requiremnts to obtaining $10,000's in credit from businesses. You will have to file an LLC or corporation and build the foundation for a business structure but after that you can use your house, apartment, trailer, etc. to operate your business address. It is called a home business. You cannot use post office boxes or anything similar to that to start your corporation for credit purposes.

After you have done the basics there are many large businesses including gas companies and large chain stores, and department stores that will give you large amounts of credit with a signature and no credit checks. Some will want you to have an account with other companies first. Others will only require that you are in business. That is where I come in to help you put the pieces of the puzzle in place.

My e-book gives you all the information you need to get started and to get credit. You get access to massive amounts of credit for just a $49.95 investment in yourself.

Contact me @: kevinhemmons@yahoo.com

When applying for EIN/Tax ID # from the IRS

and you have chosen a Limited Liability Company (LLC) always choose a corporate EIN (Employer Identification Number) or Tax ID Number (TIN). Tax ID Numbers and EIN's are the same thing.

An LLC is a type of corporate structure. This is straight from my business attorney. When you are applying for your EIN you have the choice of: sole proprietorship, partnership, or corporation. LLC is not listed on the application. I am giving you this heads up to eliminate one of the invisible walls you run into in business ventures. I call unknown unknowns invisible walls. That is where you do not know what you do not know until you run into it.

A person or a corporation gets one EIN in life. If you have applied for one as a person doing business that is the one that is attached to you for life. Whenever you open up a new business you use that EIN unless you are starting a new corporation or LLC because they are their own legal entities they need a new EIN.

Here is the IRS link to apply for an EIN/TID
https://sa1.www4.irs.gov/modiein/individual/system-unavailable.jsp

The page almost always says, "Our online assistant is unavailable."
Simply goto the top right corner of the page and click "Apply for new EIN"

Tuesday, September 2, 2008

Nothing breeds success like failure.

There are no over night successes.
"I just called this phone number and I got a million dollars," does not happen.

Colonel Sanders did not just find 14 herbs and spices in his kitchen, throw them on some chicken, and become a world famous millionaire.

The Wright brothers did not just come up with the idea for a plane and take off into the sky. They jumped off a lot of cliffs and crashed often. How crazy did they have to be do that? How much faith did they have to have in their idea to risk death so often?

You are going to have to take a beating to be successful. You are going to have to take a lot of beatings to be great. You will have to be ridiculed to be the best. To be the best you have to think of things no one has ever thought of and then continually refine them while all the experts and naysayers are pointing and laughing at you.

I am not saying this to discourage you. I am saying it to encourage you! Imagine this scene. You are in a river and you are swimming upstream. You are struggling with all your might and you are tired but you know you have to get upstream to something great. You've been told that paradise is up there. You know of a person who knows a person who knows a person who lives upstream and you want that life.

As you are swimming you come across bends in the river and strong currents that make you lose ground but you do not give up. Occasionally you wonder if it is really worth it. While you are thinking that thought a group of people come around a bend on rafts and they are laughing, drinking beers, and listening to music while partying. You know a lot of them. They are friends, family, and colleagues.

They see you struggling and someone kindly tells you to come join them on the raft. There is plenty of room and a couple of cold Heinekens are waiting for you. You tell them no thanks you are heading upstream. Some of your friends and family tell you that you are being too tough on yourself and to relax and join them. You decline. This makes a few people angry.

Some of them start throwing bottles at you and cursing you. They ask you do you think you are better than they are? The truth is you wish they would get off of their rafts and join you. You tell them about paradise up the river and that they can come with you. They tell you that they have never seen this place. Some say it does not exist or that they will not let people like you or them into some fancy place. Get on the raft and relax. Enjoy the ride.

You keep going forward and they float pass you. Some wish you luck, others think you are crazy, and a few just plain hate you. This happens over and over again as you swim upstream getting more and more tired. Some of the people you love tell you to stop chasing a dream and to relax and go with the flow. You come within a heart beat of saying yes but a small small voice inside you tells you not to give up yet. "It's just a little bit farther."

You almost cry from the pain and the sorrow but you keep going. Eventually the rough water evens out and the current is no longer fighting you. You wade onto the beach and you see one glorious mansion after another in the secluded area. There are boats tied to docks at every home. The yards are well manicured. You turn your head and you see a glass garage with your dream car in it and you smile. You look up a little further and you see your dream life taking place inside your dream home. You walk into the yard and up into your new world.

Meanwhile the people who were partying going down the stream wonder whatever happened to you. They turn a bend and suddenly scream in terror. Before them is a waterfall that puts Niagara Falls to shame. There is a sign that says, "Welcome to the folly of man."

They look back upstream one last time with a thousand regrets that they took the easy way. 10,000 "I should have..." come down like rain.

Here are a few statistics.
100% of people end up dead.
95% of people die dead broke.
5% of people control the wealth of the other 95%

Do what everyone else does and you will get what everyone else gets. If everyone around you is agreeing with what you are doing you are losing ground fast. One day you will turn the bend and see the waterfall. The one question that annoys me most in life is, "If it is so good why isn't everyone doing it?"

Look around you at everyone and listen to their stories. Most of them do not have what they want so do not do what everyone else is doing. Find the few who are struggling to do something great and struggle with them. I invite you to join me in the struggle for greatness. Dare something worthy! Email me with your hopes and let me know of your successes.

I do not want to change the world. I want to change my world. I want to help you change your world and in turn you pay it forward by helping change someone else's world.

To be successful you need to have a plan. Don't worry your plan will not work like you think it will. It will fall apart on you over and over again but that is how it is supposed to work. I did not make the rules. I simply follow them. Your plan is not valued for its success but for the process which makes you grow.

Imagine that your over all strategy is a 5 star general of your forces. It makes all the plans to get you through the obstacles of life to get where you want to go. Your tactics are your soldiers. They are the "how's" the general dispatches to overcome challenges. Sometimes the tactics succeed and the strategy goes on as planned. Often the tactic gets ambushed by an unknown assailant in the dark. This is called an unknown unknown. You do not know what you do not know.

If the tactive is rigid and one dimensional it will die. If the tactic is adaptive it will overcome the challenge, grow stronger, and then report back to the strategy. The strategy will use the intelligence to make better decisions and deploy its resources more carefully.

You want to get from Los Angeles to Tennesse. The general has never been there or seen it but you need to get there. The general checks the war chest and there is $700 in it. He has options. Plane. Bus. Car. The general decides that a car would be the best option. The general being a good planner has you buy a road Atlas.

You jump into your gassed up 1987 Subaru Station wagon which gets 25 mpg and drive. Along the way you get to New Mexico on the I-40. It is a hot day and your radiator overheats. The general smiles. This is a problem he has dealt with before so he has you pull over on the side of the road and turn the engine off. Fifteen minutes later you go to your trunk and get a bottle of water. You pour it and are good to go. Tactic successful or so you thought.

You turn the key and nothing happens. You are perplexed. The general has you get out and survey the situation. You left the headlights on while waiting for the car to cool down! The general has you go back in the trunk and get out jumper cables. It is 100 degrees out and you have no one to jump your car.

Fear not the general has a tactic for you. You stand outside your car and hold the jumper cables in the air. 15 minutes later a very nice couple stops on the shoulder ahead of you, turns around comes back and gives your battery a jump. That tactic worked beautifully. You are then on the road. A day later you make it to your destination. Mission successful.

That was a true story of the author. My name has been left out to protect the guilty. The point is that plans will not go as you plan them but you can still make it to your destination. Buy the e-book for $49.95 and adapt your strategy.

You can now purchase the e-book at:

http://rkhorizonenterprises.com/

We have a 90 day money back guarantee because we know you can succeed!

Tuesday, August 26, 2008

Can it really work for me? How do I do it?

Is this the right time?
What if I mess up?
What if I'm not smart enough to do it?
Do I have enough money?
What if it is a scam?
Is my credit so bad I can't do it?
What if I mess up my current credit?

Some if not all of these questions have ran through your head with combat boots and flaming torches like villagers seeking to kill Frankenstein's monster. How do I know what you are thinking? I know because all those fears ran through my head also. There was one more villager running with the crowd also and he was truely scary. He was the price tag for the chance to learn this knowledge and he wore a white shirt with the number $3400 on it.

That is what I paid to learn the knowledge I am speaking to you about. If I had to do it all over again I would do it with a smile. It was worth every single penny. We all have a fear of failure. My suggestion to you is to get very intimate with failure. Walk up to it and give it a hug. You cannot be successful without failure. It is your greatest teacher.

A very smart man once said, "If you are doing anything worthwhile at all you will suffer a dozen failures. Start failing so you can succeed."

One of my favorite people and one of the greatest revolutionaries in the world was the biggest failure I ever heard of in my life. You know his name. He was Thomas Edison and he changed the world. He failed 9,999 times before inventing the light bulb and you can't imagine a world without his genius! It took him 9,999 failures and one success to invent the light bulb! How much faith and belief in himself did Thomas Edison have to have to fail that many times? At what number would you have quit and said it was impossible? 4. 10. 14. 47. 199. 9,999.

To be a success you have to be a failure but above all you have to believe in you! Benjamin Franklin said that if he had four hours to cut down a tree he would spend three hours sharpening his axe and one hour chopping down the tree. That is how you have to be about your life. Spend more time working on your thought than you do working to be successful and you will have everything you want.

Your biggest problem, everyone's biggest problem is the negative thoughts they allow to control their lives. Stop trying to cut down the tree with a dull axe!

I gambled $3,400 on me to change my life and I won. I'm going to make it a whole lot easier on you. I am going to let you bet on you for $49.95.

I will give you every step I took and every company (with their phone number) I know to get the credit you want.

I will tell you what order to do it.

I will tell you the how and the why.

I will tell you the pitfalls so you do not have to make the mistakes I made.

You will be able to succeed that much faster. Instead of learning from your mistakes learn from my mistakes. I will be your trail blazer. You simply have to follow the path I already made.

In the 1960's Rob Townsend was the president of Avis Rent a Car. It was falling behind Hertz continually. Hertz was eating Avis's lunch. Rob Townsend turned it around. He spear headed the campaign. "We work harder". He propelled Avis forward. Later he said that 2 out of every 3 decisions he made was wrong but he failed his way to the top.

You can keep doing what you are doing and keep getting what you are getting or you can do something to change your life and the lives of your next generation and the one after it. This knowledge is pure unadulturated power! Now is your chance and your time to make the right decision. Buy the e-book and be on fire to be successful!

You can now purchase the e-book for $49.95 at:
http://rkhorizonenterprises.com/

We have a 90 day money back guarantee because we know you can be successful!