Is "Super Credit" really covert?

After reading my first article a long time friend responded with praise about the information presented in regards to business credit but he also commented that I make it seem covert. I pondered on that this morning and decided to write this article about the nature of business credit and if it is undercover.

By the way please feel free to leave a post or email me if you have questions or comments about any articles posted. I can be emailed at: kevinhemmons@yahoo.com

The nature of business credit is mysterious. Most people have no idea how to go about getting it. They don't even know who to ask about how to get it. If you talk to your local bank manager or accountant they will not know how to get it. They could tell you how to use your personal credit to get credit for your business but they are mostly ignorant about actual business credit. I even talked to a close personal friend who has been a corporate attorney for twenty years and she had no idea about corporate credit. She could form me a corporation in her sleep or she could sue and fight off lawsuits with ease but she knew nothing of corporate credit. I find that fascinating. The truth is that people just do not know about it the vast majority of the time.

I also run into business owners who have a limited liability company (llc) or a corporation but have no natural idea how to get business credit. This happens the majority of the time. They use their personal credit to maintain a business. When I broach the subject to them they are totally unaware of how to get business credit. Some may have heard about it but they do not know how to even start to get it.

The people I have just mentioned would surely be on the top of the list of people you would expect to know how to get business credit. I am speaking of: bankers, owners of corporations, owners of llc's, accountants, and tax attorneys.

If you pool all of those business people together with all of their collective business and finance knowledge you find that there is an enormous hole in their knowledge base. You must then assume that there is a reason for that ignorance. I call it a conspiracy of silence. Think about the fact that business credit is the largest amount of credit on the planet but yet it is the least known by your average person including business professionals.

I am not a conspiracy theorist. I have a few ideas but they are just ideas. The facts remain the same whatever your reasons. Business credit is too big to be known by so few. You are probably wondering what you need so that you can get business credit and start your own business with massive amounts of capital. Is that a question corporate America wants you to ask? If everyone asked that question where would the corporate world get its labor pool?

Now you are starting to think dangerously. Now you see why there might be a conspiracy of silence. The truth is that there will always be workers. Entrepreneurs are scarce. It takes a daredevil to be an entrepreneur. You constantly have to jump into the unknown with a plan that only partially works. When it starts to fall apart and it will you have to pick up the pieces of your plan, see what worked, and see what didn't. You have to be brutally honest with yourself so you can discard the useless parts, tape together the few things that did work, and keep moving forward. Repeat the process over and over and over again.

I love it but many people prefer the security of a paycheck. It seems so much safer and easier. That's okay I need people like that to work for me so I say more power to them. For the bold and the few who want to know how they can wing it and have the safety net of business credit underneath them, stay tuned for more information.

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